Don’t let a legal challenge ruin your business.
If you make a recommendation, however small, or advise on a course of action then you could be held responsible for the outcome.
Normally things go well, after all you are the expert and that is why you have been asked to help.
However, when the result is not as expected and there is cause for a complaint then PI insurance will help protect you against the costs of litigation and the subsequent compensation payments.
You're good at what you do and have confidence in the quality of your work. So why do you need professional indemnity insurance?
The reality is that any small business providing a professional service that can be challenged is vulnerable to a claim of negligence when the advice or service fails to meet a client's expectations.
From allegations of a breach of copyright to accusations of defamation, these kinds of claims can be costly and disruptive regardless of whether they're fair or not.